If I move do I have to change my Medicare Advantage Plan?

 

If you move to a new zip code and the plan that you currently have is not in your new zip code. Yes, you will likely need to change your Medicare Advantage plan if you move to a new area. Medicare Advantage plans have specific service areas, and if you move outside of your current plan's area, you will no longer be covered.

Here's what you need to know:

What happens when you move:

• Loss of coverage: Once you move outside your plan's service area, your current Medicare Advantage plan will no longer cover your healthcare services.
• Enrollment options: You have two main options:
• Choose a new Medicare Advantage plan: There may be other Medicare Advantage plans available in your new location. You can compare plans and enroll in a new one that meets your needs and budget.
• Switch back to Original Medicare: Original Medicare (Part A and Part B) covers you nationwide, regardless of where you live. You can switch back to Original Medicare and enroll in a separate Part D prescription drug plan if needed.

Important things to consider:

• Timing: It's important to act quickly when you move. You have a Special Enrollment Period (SEP) of 60 days from the date you move to enroll in a new Medicare Advantage plan or switch back to Original Medicare without penalty.
• Network: When choosing a new plan, consider the network of doctors and hospitals covered by the plan in your new area.
• Costs: Compare the costs of different plans, including premiums, deductibles, and copays.
• Coverage: Make sure the plan covers your medications and other healthcare needs.
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