What Does Medicare Part C Covers?

 

Medicare Part C, otherwise known as Medicare Advantage, is a supplemental health insurance program that provides additional coverage to those enrolled in Original Medicare. It differs from traditional Medicare in that it is offered through private insurers and usually includes benefits such as vision, hearing, dental care, and even prescription drug coverage. Here's an overview of exactly what Part C covers.

Hospital Coverage

Medicare Part C plan covers your hospital expenses, such as inpatient hospital care and skilled nursing facility care. It also helps pay for hospice care and home health care.

Medical Benefits

Part C plans cover the same types of medical services that Original Medicare covers. This includes doctor visits, outpatient hospital care, preventive care screenings, and durable medical equipment.

Prescription Drug Coverage

Some Medicare Part C plans provide comprehensive prescription drug coverage. If your plan offers prescription drug coverage, you will receive coverage for both generic and brand name drugs at lower out-of-pocket costs than you would with original Medicare.

Vision Coverage

Many Part C plans offer vision coverage, including eye exams, corrective lenses (glasses or contact lenses), and other vision services.

Hearing Coverage

Like vision coverage, Part C plans may also offer hearing coverage. This could include hearing exams, hearing devices such as hearing aids, or visits to a hearing specialist.

Dental Coverage

Some Part C plans provide comprehensive dental coverage that may include basic prevention services such as cleanings and X-rays. Depending on the plan you choose, it could also include more advanced services such as fillings and crowns.

When considering a Medicare Part C plan, make sure to read the details of the plan carefully so you know exactly what is covered and what is not covered. With the right Plan C, you can enjoy all of the additional benefits it provides while avoiding out-of-pocket costs that you'd otherwise pay with Original Medicare.